Source: https://www.quantsurv.com/library/glossary/set-off
Content format: Markdown version of the public page.
Content reviewed: 2026-10-10

# Set-off

Deducting money one party says it is owed from money it owes the other.

by [Jack Butler-Kettle](<https://www.quantsurv.com/about#jack-butler-kettle>) · About 1 min readShare

## Further detail

Read this alongside [section 111 of the Housing Grants, Construction and Regeneration Act 1996](<https://www.legislation.gov.uk/ukpga/1996/53/section/111n1>).

Set-off concerns using one asserted monetary claim against a sum otherwise payable. The basis may depend on contract or law, and payment-notice requirements can restrict what is payable in a particular cycle. The mere assertion of a counterclaim does not settle its validity or amount.

Separate the claimed entitlement from the payment procedure. [Contra-charge review and challenge](<https://www.quantsurv.com/claims?service=%2Fcontra-charges%2Fservices%2Fcontra-charge-recovery#client-types>) can help examine deductions and their supporting records.

## Sources

1.  [Housing Grants, Construction and Regeneration Act 1996, s 111 (Requirement to pay notified sum)](<https://www.legislation.gov.uk/ukpga/1996/53/section/111n1>). legislation.gov.uk.

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